Home and Investment Property Loans


All you need to know about your home or investment property loan

JSP Finance can assist with a range of home and investment loans. Whether you are looking to purchase your first home or acquire an investment property, we have access to a wide range of fixed and variable rate loans from major banks and lenders.
JSP can provide you with a wide portfolio of flexible loan options. For example;

  • First home loans
  • Investment property loans
  • Mortgage re-financing
  • Pre-approved loans
  • Split rate loans
  • Bridging loans
  • Line of credit loans
  • Interest only loans
  • Fixed rate home loans
  • Variable rate home loans

Applying for your loan through a JSP finance broker will help to streamline your application process and improve your loan approval chances. We give you the peace of mind that your loan will be best suited to your specific needs and requirements

Pre-Approved Loans

It’s important that before you go out looking for property you have secured a strong approved line of finance.
Pre-approved loans will offer you more buying power when you go to seek and purchase property. Pre-approval finance is a prerequisite when buying at auction.

Knowing all of your lending options up front will help you to make informed buying decisions about property affordability limits, your financial commitment and a repayment structure you can comfortably manage.

Additional Costs to Factor into Your Property Purchase

There are many additional costs to purchasing property which every buyer needs to consider. Some of the more common costs include;

  • Mortgage insurance
  • Stamp duty
  • Legal costs
  • Application fees
  • Solicitor fees
  • Inspection fees
  • Valuation fees

These are just some of the associated property purchase costs. There may be additional or other costs associated to the property such as strata costs, sinking fund costs or the need to get a quantity surveyor.

The benefits of using JSP finance will ensure all aspects of your property purchase costings are captured and relayed to you in simple to understand terms. This will help you to have an entire overview of the financial outlay of your purchase.

Mortgage and Lending Expertise

The JSP team have years of financial lending experience and expertise. We will manage your entire loan application process from pre-approval to settlement.

Our friendly team offer up-to-date, relevant and accurate comparisons of ready available business loan options saving you valuable time and money.

Having the right loan from day one is particularly important both for investors and home owners, who may need to leverage loan features such as;

  • Offset accounts
  • Redraw facilities
  • Assistance with Government home owner grants
  • Mortgage Insurance

Having the right loan for your circumstances can save you money in the long term by reducing costly interest payments and refinances.
JSP finance can take any confusion out of applying for a loan. We will ensure that you understand all aspects of your loan and any will enlighten you to loan features and aspects that will benefit you.

We make appointments to meet our clients when it’s convenient. I.e. the best time for you. Out of business hours, in the evenings or weekend appointments can be arranged. Call or contact us today on (02) 8964 4928.